The Wrap Investments Service Agreement is designed to provide comprehensive services for clients who appreciate the value and financial benefits from appointing experienced financial advisers to actively manage their financial affairs. This is fundamental in order to ensure that the maximum value is extracted from your hard earned money. It is vitally important to ensure that once money is invested it is managed in the most efficient way.
The difference in performance between a passive portfolio and a successfully managed one can be dramatic and this has a direct effect on standards of living and future aspirations. It is equally important to ensure that the money is invested through the most appropriate investment vehicle and having access to the knowledge and range of products available in the marketplace provides the opportunity to significantly improve the benefits payable from your investments.
It is essential that you are kept aware and give necessary attention to tax and fiscal rules as well as impending changes. Using tax breaks to the maximum as well as protecting against negative rule changes assists in building tax efficient funds which will enable you to enjoy the proceeds from your portfolio and not the chancellor!
It is necessary for us at Wrap Investments Ltd to provide a high level of service. Much of this will be largely unseen by our clients as our role is to provide “added value” without making excessive demands upon your time. Of course we will be judged on results but the functions that are included in our service are:-
- Regular meetings to:
- Update Client details
- Review any changes in Client circumstances
- Review Clients investments and attitude to risk
- Provide advice for any areas requiring further analysis etc
- Written reports will be provided which detail and summarise the investment performance of your portfolio and include up to date valuations.
- A full review of the components of your portfolio with advice on fund switches and re-balancing.
- Your investments are monitored on an on-going basis and investment changes will be suggested outside of the meetings when applicable.
- Administrative support will include:
- Research and monitoring of funds under management
- Advice, recommendation and implementation of fund switches
- Provision of portfolio statements
- Maintaining and updating client records
- Ad Hoc telephone advice in response to enquiries.
What particular strengths of ours might suit you?
We believe that our expertise in a wide range of pension issues and opportunities, and in investment portfolio planning, may offer particular benefits to:
- Those pre or post retirement
- Those considering their pension options on changes of employment
- Those seeking to access a wider range of investments
- Those seeking to manage their investments or pensions for income/growth
